Perfect Bad Credit Loans

Perfect Bad Credit Loans

We compared the best bad credit loans. Personal loans can be a great alternative to credit cards for large or unexpected expenses. Enjoy fast and easy online applications. Get a loan today:

BEST FOR GOOD CREDIT BEST FOR BAD CREDIT

Great Options for Average Credit

upstart

Our partner

1. Upstart

Loan amount: up to $50,000

  • APR: 7.54% – 35.99%
  • Loan Term: 3 to 5 years
  • Credit Score: Fair/Good/Excellent

SEE UPSTART PERSONAL LOANS DEAL >

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sofi

Our partner

2. SoFi

Loan amount: up to $100,000

  • APR: 5.99% – 35.99%
  • Loan Term: 2 to 7 years
  • Credit Score: Fair/Good/Excellent

SEE SOFI PERSONAL LOANS DEAL > GET MY RATE

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lendingtree

Our partner

3. LendingTree

Loan amount: up to $50,000

  • APR: 4.79% – 35.99%
  • Loan Term: 3 mo to 15 years
  • Credit Score: Poor/Fair/Good/Excellent

SEE LENDINGTREE PERSONAL LOANS DEAL > GET MY RATE

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credible

Our partner

4. Credible

Loan amount: up to $100,000

  • APR: 5.99% – 35.99%
  • Loan Term: 2 to 7 years
  • Credit Score: Fair/Good/Excellent

SEE CREDIBLE PERSONAL LOANS DEAL > GET MY RATE

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prosper

Our partner

5. Prosper

Loan amount: up to $50,000

  • APR: 7.99% – 35.89%
  • Loan Term: 3 to 5 years
  • Credit Score: Poor/Fair/Good/Excellent

SEE PROSPER PERSONAL LOANS DEAL >

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upgrade

Our partner

6. Upgrade

Loan amount: up to $50,000

  • APR: 6.78% – 35.97%
  • Loan Term: 3 to 5 years
  • Credit Score: Poor/Fair/Good/Excellent

SEE UPGRADE PERSONAL LOANS DEAL >

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Best Overall

upstart

Upstart offers personal loans from $1,000 to $50,000 for credit card refinancing, debt consolidation, large purchases and more. Through their secure and straightforward online application process, borrowers can get rates in just 2 minutes and receive funds on the next business day. With fixed-rate APRs starting at 7.46%, they offer competitive loans with no prepayment penalties or hidden fees.

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Time is Money

Personal loans become part of everyone’s life at one point of another and nowadays, direct lenders are on every page of the internet offering you the best deals.

But it’s for good reason.

A Personal loan could be used to:

✅ pay off credit cards
✅ consolidate debt
✅ refinance student loans
✅ finance home improvement

…& so much more!

MoneyGator upstart

Our partner

Best Overall: Upstart

Loan amount: up to $50,000

  • APR: 7.54% – 35.99%
  • Loan Term: 3 to 5 years
  • Credit Score: Fair/Good/Excellent

SEE UPSTART PERSONAL LOANS DEAL >

GET MY RATE

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