5 Best Personal Loans of 2020

If you're looking for the best personal loans, you'll definitely want to consult a variety of lenders to get the best rates and terms. See our top picks for the best personal loans of 2020.

At Perfect Bad Credit Loans, we strive to help you make financial decisions with confidence. To do this, many or all of the products featured here are from our partners. However, this doesn’t influence our evaluations. Our opinions are our own.

Want to Earn Some Extra Money?

We compared the best personal loans for good credit. Personal loans can be a great alternative to credit cards for large or unexpected expenses. You can also use a loan to reach a financial goal, such as paying off high-interest debt or funding a large purchase. Uusally, the loan with the lowest interest rate will be the least expensive option and is the best choice.

The options below offer fast and easy online applications.

Please note that pre-qualifying will not impact your credit.

Summary of Best Personal Loans of 2020

LENDERRATES (APR)LOAN AMOUNTVISIT
sofi personal loan5.99-17.88%$5,000-$100,000GET MY RATE
credible personal loans5.95-35.99%$1,000-$100,000GET MY RATE
lendingtree personal loan6.95-35.89%$1,000-$40,000GET MY RATE
prosper personal loans6.95-35.99%$2,000-$40,000GET MY RATE
upgrade personal loans6.98-35.89%$1,000-$50,000GET MY RATE

If you have poor to bad credit, you should consider using LendJet to get a personal loan. You can see our full review here.

CompanyWhat You NeedEarning Potential
fundrise trustpilot$500 to Invest in Real Estate8.7 – 12.4% Annual Returns

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side hustleswagbucks trustpilot

Smartphone$100+ Per Month

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surveyjunkie make money

SmartphoneUp to $50 Per Survey

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airbnbairbnb trustpilotApartment or House$650 Per Week

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PBCL Staff
PerfectBadCreditLoans.com is the authority on bad credit, featuring daily articles, studies, guides, reviews and other resources for people with poor credit ratings.

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CompanyWhat You NeedEarning Potential
fundrise trustpilot$500 to Invest in Real Estate8.7 – 12.4% Annual Returns

Learn More

side hustleswagbucks trustpilot

Smartphone$100+ Per Month

Learn More

surveyjunkie make money

SmartphoneUp to $50 Per Survey

Learn More

airbnbairbnb trustpilotApartment or House$650 Per Week

Learn More